About Us
At Sphinx Capital, based in Sarasota, FL, we specialize in helping clients achieve their investment property goals. We understand that every investor has unique needs, and we’re proud to offer a wide range of tailored financing solutions designed to support your real estate ambitions.
With our expertise and innovative tools, we simplify the process of financing investment properties. Through our secure website, you can submit a loan application or pre-qualify for an investment loan quickly and conveniently. Our interactive tools, including calculators and financing scenario comparisons, allow you to evaluate your options with confidence.
Our Process
We make transitioning to our platform straightforward and effective.
Share your scenario, and we’ll assess your needs.
Receive tailored loan options designed for your goals.
Complete your application and receive fast approvals.
Seamlessly close your loan and enjoy continued support.
Our Loan Products
What We Offer
From DSCR loans to multi-family and fix-and-flip financing, we have options to meet every need.
Interactive calculators, MLS search tools, and secure online applications for a modern lending experience.
Lending solutions available in multiple states with custom options for unique scenarios.
Where We Lend
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
VP of Originations
As Vice President of Origination at Sphinx Capital, Carlos Velez brings over 12 years of experience in sales leadership and operational strategy to the private lending industry. A proven expert in driving growth, optimizing processes, and delivering large-scale projects with precision, Carlos is known for his ability to turn complex challenges into seamless, successful outcomes.
Before joining Sphinx Capital, Carlos led high-performing teams across multiple industries, earning a reputation for his strategic mindset, process innovation, and commitment to excellence. This skillset means every transaction is handled with efficiency, transparency, and care.
Beyond his professional role, Carlos is passionate about exploring new places and creating meaningful experiences. He enjoys traveling, taking his RV out for camping adventures, and expressing his creativity through music and studio art. Whether on the road, in the studio, or at the office, Carlos brings the same curiosity, creativity, and drive that define his approach to leadership and life.
CEO
Lance Stukaloff founded Sphinx Capital after extensive experience in the real estate finance industry – starting with business development for two of the largest fintech lenders in the country. Along the way, Lance built a nationwide network of over 5,000 mortgage brokers, many of whom are still partners today. Lance lives in Sarasota, Florida and actively invests in his own projects across the country.
During the past 10 years in the finance industry he has arranged over $750M in equity and debt for real estate developments and investments worldwide. He holds a bachelor's degree in economics and entrepreneurship from Washington University in St. Louis.
Operations
He began his real estate career working as a summer intern for Realty Shares, a startup crowdfunding lending platform in San Francisco.
From there he spent a year as an accountant for a life insurance company before joining forces with Lance at Sphinx Capital.
Warren is a steady analytical wizard, able to quickly discern between potential landmine and goldmine scenarios.
Warren has a degree in Finance & Accounting from Montana State University.
Our Portfolio
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